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TRUST US TO MAKE HOMEOWNER LOANS EASY

What is a homeowner loan?

Releasing Capital
As a home-owner you may have surplus capital tied up in your house. An ASB Homeowner Loan provides a straightforward way to release some of those funds to help you afford those major purchases which up until now you have had to defer. What's more at ASB it doesn't matter whether you're an existing customer or not. So why wait for your retirement when you can borrow money now.

Borrowing Against Your Property With ASB
There are many reasons why you may need to raise a sum of money at fairly short notice. An ASB Homeowner Loan paid out against the security of your house is one of the quickest and easiest ways to borrow for these larger expenses.

What can I use the money for?
An ASB Homeowner Loan allows you to borrow for a range of purposes, except business, which makes it an ideal way to pay for a wide variety of personal and family expenses. These may include:
major repairs to the home
a second home, holiday home or timeshare
share offers
special holidays (e.g. silver wedding)
antiques
extensions or home improvements
school fees

Protection 
We strongly recommend that you take out payment protection insurance, please contact your local branch for details.

Where do I go from here?
Simply call into or phone your local ASB Branch for an application form. Staff at any of our branches will be happy to explain the terms of a Homeowner Loan to you in greater detail and help you work out how much you may borrow and what the cost would be. You will find a Homeowner Loan easy to arrange at ASB.

General Information

All Homeowner Loans are subject to status enquiry and independent valuation instructed by the bank and are secured over your house.
Your home may be repossessed if you do not keep up your repayments on your mortgage.
Please note all applicants must be 18 years of age or over.