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TRUST US TO MAKE MORTGAGES EASY

A mortgage with ASB
ASB have put together a simple, no-nonsense mortgage that provide you with an all inclusive home-buyers package.

Variable Mortgage Rate.

We want to help you to get off to a sound financial start in your new home.

How much can I borrow?
Contact your local branch for full details.

What kind of help can I expect from ASB?
At ASB it doesn't matter whether you're an existing customer or not. Just drop into your local branch and our experienced staff will be happy to assist you on all aspects of our services. We will consider using your own solicitor to save on both time and fees. As a further convenience ASB can refer you to an independent financial advisor who can arrange many types of home and loan insurance, including:

endowment assurance

term assurance (i.e. mortgage/homeowner loan protection)

household buildings insurance

household contents insurance

payment protection (covering accident, sickness, disability and unemployment).

All insurances come at very attractive rates and most can be paid by instalment.

What does it cost?
At ASB we don't have fixed rates of interest - just straightforward variable, and discounted rates. 

Bridging Loans

Bridging finance can be arranged. For information, click here .

What about those other costs?
Organising your finances to buy a new house is complicated enough without having to account for all the extra costs such as arrangement fees, legal fees and valuation fees. To make your calculations easier we allow you to add these costs to your ASB mortgage (subject to the maximum loan criteria) so that you start out on a sure financial footing.

Where do I go from here?
To have the terms of an ASB mortgage explained to you in greater detail just phone or drop in to your nearest branch. Our experienced staff will be happy to go through the various mortgage options open to you. They can also help you work out how much you may borrow and for how long. Trust Airdrie Savings Bank to take care of everything.

All mortgages are subject to status and independent valuation 
instructed by the bank and are secured over your house.
Your home may be repossessed if you do not keep up your repayments on your
mortgage.
Please note all applicants must be 18 years of age or over.
The minimum size of mortgage is £10,000.
 A suitable Term Assurance policy may be required.
Written quotations available on request.