Electron Account
Features
- Statement Based
- Suitable for cash or cheque deposits and to receive wage or salary credits
- Visa Electron Card* - A dual purpose debit and ATM card Details
- Non-interest bearing
- No minimum or maximum deposit or withdrawal limits
- Suitable for payment of Standing Orders and Direct Debits.
- Overdrafts are not permitted on this account.
Charges
- Standing Orders and Direct Debits are charged at 15p** per item
**(This charge will be added to each payment as it is made and will apply to all accounts whether or not the account is liable to a service charge.) - A £5 monthly service charge will be applicable on all Electron accounts whose cleared balance remains in credit during the month however, the Bank will waive the monthly service charge provided the cleared balance of your account remains at £50 or more at all times.
- Overdrafts are not permitted on an Electron Account. However, if an account does go into an unarranged overdraft position at any time it will be liable to a £25 monthly service charge and interest will be charged at a rate of 15% over Airdrie Savings Bank Base Rate.
- Details of charges for additional services which may apply to your account can be found by clicking here.
*Visa Electron Card subject to status.
