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Terms & Conditions

Business Current Accounts:
Transaction Charges

  • Automated Transactions
    (e.g. credits, standing orders, direct debits)*
35p per item
  • Non-automated Transactions
    (e.g. counter pay-ins, cheques)
50p per item
  • Cash Lodged
55p per £100
  • Cash drawn
50p per £100
  • Cheques lodged
20p per item

* for standing orders & direct debits a remittance fee of 15p is added to each payment.
  

Maintenance Fee
Business Accounts are liable to a minimum quarterly maintenance fee of £9.00.  Where accounts become overdrawn without authorisation or exceed agreed overdraft limits, the quarterly maintenance charge is £30.00.

Referral Fee
Where a standing order, direct debit, debit card payment or cheque causes your account to become overdrawn or take you beyond your agreed overdraft facility, we may honour or be obliged to honour the transaction, in which case a referral fee of £10 will be charged (1 charge per day, maximum 3 per calendar month i.e. £30).

Details of charges for additional services which may apply to your account can be found by clicking here.